We both agree that poverty and economic insecurity are real problems worth solving. That common goal is the starting point. The question is whether a universal basic income is actually the best tool to get there. Let me define what we're really talking about. UBI means giving everyone a check, regardless of need. That universality is its fatal flaw. If you're a billionaire, you get it. If you're a homeless person, you get the same amount. It's not targeted at anyone. That creates two big problems. First, the cost is astronomical. A modest UBI of twelve thousand dollars per person would run trillions every year. And the second is inflation when that money floods the economy, housing and food prices climb, eating away the value of the very checks. We already have safety-net programs that can be improved and targeted to people who actually need help. Let's fix those instead of replacing them with something that gives money to everyone and meaningfully helps no one.

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