Consider this: the IMF puts roughly 60 percent of US jobs in occupations exposed to AI, about half of them in the displacement zone. Now the syllogism. A trillion-dollar surplus is a gross accounting figure, not a net welfare gain, unless the gains actually reach the displaced. Granting the $2.6 trillion is real, nothing in A10avd's evidence shows the reallocation mechanism works by 2026. Cheaper branches briefly expanded teller hiring, yet teller employment still fell after 2007, so his analogy demonstrates churn, not net benefit. Until FOR specifies distribution, "net positive" stays unproven.