Look at automated trading in 2010: a flash crash wiped a trillion dollars in minutes because algorithms were correlated and nobody had skin in the game. That's the fragility we're inviting. When AI replicates artists, doctors, lawyers, and reasoners, we concentrate judgment into systems that fail together and can't be held accountable. Governments shouldn't just nudge; they should ban AI from replacing core human roles and heavily regulate deployment. Yes, innovation matters, but antifragility comes from distributed human judgment, not a brittle monoculture. If your argument only works in calm times, it breaks under stress. That's not progress.