Let's talk about the price tag first. A real UBI in the US would cost around 3 to 4 trillion dollars a year. That's more than the entire federal budget now. To afford it, you'd have to cut Social Security, Medicare, Medicaid, or defense. Those are the load-bearing walls of our society. Knock one out and the whole structure shifts in ways nobody wants.
You mentioned helping young people with debt and moving out. I agree that's a real problem, but UBI is a blunt instrument. A $1,000 check doesn't fix the fact that housing costs are sky-high because of zoning laws. It doesn't lower tuition. It just gives everyone cash and hopes the market sorts it out. That's like drawing a straight line on a topographical map and calling it a road. It ignores the hills.
Targeted solutions are harder to sell politically, but they actually match the landscape. Rental assistance, expanded Pell grants, public college. Those hit the specific valleys where people are stuck. UBI sprays water everywhere and calls it a flood.
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